Earlier this week someone got ahold of my debit card information and there was an unauthorized charge for $0.56 for a medical place in another state. I called the bank right away and they canceled the card and was sending me a new one. They said it would take 7-10 business days to receive it. I told them I couldn’t wait that long because some bills were due. I just received the new card today because they sent it express so I’d get it sooner. The unauthorized charge didn’t go through so I didn’t have to dispute it. Whoever got my information tried to make hundreds of dollars in purchases in the middle of the night last night, and they were all declined because the card was canceled.
This has happened several times in the past, unfortunately. People must be getting the card numbers from a website or from a store. I only use my card online on legitimate websites. I don’t know what else I can do to try to prevent this, but I suppose if someone really wants the information they’ll find a way to get it anyway.